Chicago Car Accident Attorney Providing Legal Services For Injury Victims
Auto Accident Lawyers Helping Injured Clients Get The Compensation They Deserve
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- When you hire Phillips Law Offices, you can be sure our attorneys will fight for you every step of the way.
Illinois roads can be dangerous. According to the Illinois Department of Transportation, there were 957 deaths in 887 auto accidents in 2012, an increase over 2011. Of the 887 fatal accidents, 130 happened in Chicago, reflecting a 19 percent increase over 2011. For all of Cook County, there were 243 fatal car crashes, more than 27 percent of the state’s total.
Laws are in place to protect the rights of injured victims and the families of those who lost a loved one in an auto accident. As Chicago car accident lawyers we strive to protect your rights.
With a team of experts, including safety engineers, accident reconstructionists and forensics specialists, we conduct thorough research into the facts of your automobile accident.
A comprehensive assessment of the facts surrounding an accident often includes an examination of the following:
- The vehicles and their locations as a result of the impact;
- Evidence of the area of impact, including the body, windshield and side windows;
- Collision debris and its distribution;
- Road evidence;
- Vehicle interiors, including seat belts and air bags; and
- Vehicle damage.
Photographs of the accident scene are often critical and allow us to reconstruct all or part of the auto accident.
We also gather witness statements and compare them to the physical evidence, laws of physics and your description of the car accident.
Why Do Motor Vehicle Accidents Occur?
Many different factors and circumstances can lead to an accident. Organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Centers for Disease Control (CDC) routinely monitor accident facts and figures. The following are the most common reasons why car accidents happen.
- Distracted driving due to cell phones or texting;
- Drunk driving and intoxicated driving;
- Speeding and reckless driving;
- Rain, fog and other bad weather;
- Running red lights;
- Night driving and poor lighting;
- Vehicle design defects;
- Wrong-way driving and improper turns; and
- Young teen drivers (or inexperienced drivers).
Where Do Most Highway Accidents Happen? What Roads Are Most Dangerous?
There are certain locations that tend to be more dangerous and risky for drivers. According to the NHTSA’s Report to Congress:
- 36% of accidents happen at or near intersections;
- 22% of accidents happen because a vehicle runs off the road;
- 12% of car accidents occur while the vehicle is stopped (i.e. parked or disabled on the side of the road);
- 11% of vehicles crash because they didn’t stay in the proper lane or changed lanes improperly; and
- 9% of car crashes happen when a driver loses control due to bad weather, a blown tire or another event.
What Percentage of Car Accidents are Fatal?
Auto accident fatalities vary dramatically from state to state, according to figures from the Insurance Institute for Highway Safety. These figures are generally not calculated in percentages, but rather, by the number of accidents per 100,000 people.
To illustrate the degree of variance by state, in 2015, the District of Columbia saw a fatality rate of 3.4 people per 100,000, while Wyoming saw a fatality rate of 24.7 per 100,000 people. In 2015 — the most recent figures available — the U.S. saw 32,166 fatal car crashes, resulting in 35,092 deaths.
What Percentage of Car Accident Cases Go to Trial?
Estimates vary, but on average, it’s believed that approximately 5% of car accident cases go to trial.
A fairly large portion of cases are settled before a personal injury lawsuit is even filed. Of the cases that do result in a lawsuit, about half of those cases are settled before going to trial.
Can You Settle Car Accidents Without Insurance?
It is possible to settle a car accident without insurance. Some drivers have coverage that protects them from losses in a crash involving an uninsured driver. In other cases, a lawsuit may be filed and the uninsured driver could be held personally liable for damages. This type of case may be settled pre-trial or at trial.
Our Attorneys Prove Negligence to Help You Secure Compensation for Damages in a Traffic Accident
To get you full and fair compensation, your attorney must prove the other driver was negligent. We prepare your case with the intent to show:
- The other driver owed you a duty to use reasonable care when driving;
- He or she did not perform that duty;
- He or she caused your injuries; and
- You suffered damages as a result of his or her negligence.
By Illinois state law, you usually have two years from the date of the injury to file a claim. Bear in mind that multiple parties may be negligent, such as a municipality for road defects or a car manufacturer for faulty design or manufacturing.
How Are Auto Insurance Claims Processed?
You must notify your own insurance company when you have been involved in an auto accident. An adjustor will be assigned to your claim and will send you paperwork for its own investigation of the auto accident, such as:
- The police report;
- An independent assessment of the car damage;
- Photos of the damage and accident site;
- Contact information for witnesses; and
- A signed medical release so it can contact your doctors about medical expenses and medical records.
When our car accident attorneys file an automobile accident claim on your behalf with the court, we apply our experience and the trusted opinions of your medical professionals to place a value on your damages. We know the games insurance companies play—at your expense. These include:
- Denial of your claim. A claims adjustor may suggest the terms of your policy do not cover the accident and your injuries.
- Low-ball settlement offers. You can count on an initial settlement offer that falls far below your needs.
- Non-payment of your medical bills. “We don’t cover that” may become a constant refrain.
- Low-value car replacement. Your adjustor tells you what the insurance company will give you to replace your car. It falls far below your expectations and you realize that with that amount of money, you could not even buy the vehicle you had.
- Lack of responsiveness. Your claims representative who seemed so friendly during your first conversation is now suddenly unavailable and does not respond to your phone messages.
Contact Our Car Accident Law Firm To Get Fair Compensation For Your Injuries
We review offers and give you straightforward advice about whether to accept them. The goal of our auto accident attorneys is always to maximize your compensation so you receive a fair settlement.
If an offer falls short of that, we recommend refusal of the offer. We are always prepared to take your case to court. We are always prepared to fight for what’s right.
Settlement or verdict, we advocate for full and fair compensation to cover lost income, present and future medical expenses, property loss, pain, suffering, disability and disfigurement. Accident cases represent one of our top practice areas at Phillips Law Offices.
If you or a loved one have been injured in an automobile accident, trust your case to an experienced personal injury lawyer who can give you the legal help you deserve. Contact one of the Midwest’s top law firms! Reach out to our experienced Chicago car accident lawyers to arrange a free consultation. Call us at (312) 346-4262 or email us today.